Spring is just around the corner and with it brings thoughts of cleaning, dusting, and getting the house ready for the warmer weather. Spring is also a great time for many to spruce up their financial housex. Now that the holidays are but a memory, many consumers are deeper in debt than when they started the Christmas season. According to a 2015 survey conducted by Pew Charitable Trusts, “Six in 10 households suffered a financial shock in the past year.” In addition, “55 percent of households struggled to make ends meet after experiencing their most expensive financial shocks.” Given these sobering findings, here are some examples of grants geared toward financial literacy programs that may help alleviate the unpleasant surprises. Two of these grants support nonprofits offering financial education programming for individuals in underserved communities. The third focuses more on research.
It is an unfortunate fact that, with school districts tightening their belts, they tend to eliminate the programs they deem may have the least impact. They will focus on those programs that aid the students in the rudimentary courses—math, science and English—while cutting back on those programs that give the students a well-rounded education. Music programs can be one of those on the “cut back” list.
The autumn season is fast approaching and teenagers are returning to school in droves. Whether still in high school or heading off to their first year in college, many will be driving themselves to classes. What with adhering to the rules of the road, understanding the dangers of texting and driving, and obeying the speed limit, teenagers shoulder a huge responsibility when getting behind the wheel of a car.